UTI Banking & PSU Debt Fund - Regular Plan - Annual IDCW

UTI Mutual Fund · Banking and PSU Debt Fund

NAV as of 11 Sept 2026

₹13.4531

1y return: +2.59%; absolute
3y return: +3.35%; CAGR
5y return: +3.87%; CAGR

NAV history

Low ₹11.0652High ₹13.4568

Scheme details

Fund house: UTI Mutual Fund
Category: Income/Debt Oriented Schemes - Banking and PSU Debt Fund
Plan: Regular Plan
Option: Annual IDCW
AMFI scheme code: 140116
ISIN (growth / payout): INF789FA1U46
ISIN (reinvestment): INF789FA1U53
52-week high: ₹13.4568
52-week low: ₹13.0138

SIP projection

An illustration only. The rate below is an assumption, not a forecast, and actual returns will differ.

Monthly SIP (₹)YearsAssumed annual rate (%)

Amount invested: ₹6,00,000
Projected value at 3.4% p.a.: ₹7,15,443

Other variants of this fund

Scheme	Plan	NAV	1y	3y	5y
UTI Banking & PSU Debt FundDirect · Annual IDCW	Direct · Annual IDCW	₹13.7544	+2.92%	+3.68%	+4.19%
UTI Banking & PSU Debt FundDirect · Discontinued Flexi IDCW	Direct · Discontinued Flexi IDCW	₹20.6974	+6.21%	+7.46%	+7.72%
UTI Banking & PSU Debt FundDirect · Discontinued Quarterly IDCW	Direct · Discontinued Quarterly IDCW	₹17.8766	+6.21%	+7.46%	+7.38%
UTI Banking & PSU Debt FundDirect · Growth	Direct · Growth	₹24.0184	+6.21%	+7.46%	+7.72%
UTI Banking & PSU Debt FundDirect · Half yearly IDCW	Direct · Half yearly IDCW	₹15.938	+6.21%	+7.46%	+7.47%
UTI Banking & PSU Debt FundDirect · Monthly IDCW	Direct · Monthly IDCW	₹13.7172	+1.63%	+2.70%	+2.80%
UTI Banking & PSU Debt FundRegular · Discontinued Flexi IDCW	Regular · Discontinued Flexi IDCW	₹15.7895	+5.94%	+7.19%	+7.44%
UTI Banking & PSU Debt FundRegular · Discontinued Quarterly IDCW	Regular · Discontinued Quarterly IDCW	₹16.1577	+5.94%	+7.19%	+7.07%

Banking and PSU Debt Fund peers, sorted by 1-year return

Same plan and option, from other fund houses. Sorted by a fact, not a recommendation.

Scheme	Fund house	Plan	NAV	1y	3y	5y
Bandhan Banking and PSU Debt FundRegular · Annual IDCW	Bandhan Mutual Fund	Regular · Annual IDCW	₹11.4215	−0.36%	+0.29%	+0.36%

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Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. NAV data is sourced from AMFI and may be delayed. The Good Wealth is an AMFI-registered mutual fund distributor and does not provide investment advice.